![]() Make sure you are comfortable meeting these before you sign up. The monthly maintenance fee - and balance requirement to waive the banking fee - are much higher than with the Way2Save® Savings account. You can link your Platinum Savings account to your Wells Fargo checking account as well for overdraft protection. It also features automatic savings transfers. The bonus rate is not particularly impressive, but it's better than the standard rate. Customers who open a Portfolio by Wells Fargo® checking account are eligible for a bonus APY on their Platinum Savings account. The Platinum Savings account is the smarter option for those interested in doing all of their banking with Wells Fargo. ![]() If you have this feature enabled, Wells Fargo will automatically transfer $1 from your linked Wells Fargo checking account to your Way2Save® Savings account whenever you make a nonrecurring debit card purchase or pay a bill online. It also offers automatic savings tools, like Save As You Go® transfers. For example, this account includes a debit card for direct access to cash. Nevertheless, Wells Fargo tries to make up for it with other features you don't often see in brick-and-mortar savings accounts. It has a lower monthly fee which can be waived in several easy ways. ![]() The Way2Save® Savings account is the better choice for teenagers and those who usually keep less than $500 in savings. Wells Fargo offers two savings accounts, the Way2Save® Savings account and the Platinum Savings account.
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